The Nigerian home-cost calculator that tells you where its numbers came from — and when they were last checked.
Two questions you currently cannot answer without a broker or a quantity surveyor: what an MREIF mortgage would actually cost you each month, and what it would cost to buy land and build in today's naira. Nothing you enter leaves your browser.
MREIF mortgage calculatorMonthly repayment at 9.75% fixed, cash needed at closing, and the six eligibility rules that actually disqualify people.90 sec
Land & build cost estimatorTen dated material drivers, location multipliers, and a defensible range — never a single fictional figure.Ranges
Why trust these numbers
- It is neutral by design. This site takes no referral fees from any bank or developer, does no origination, and sells no leads. Others in this market are brokers; this is a calculator.
- Every rate is dated. Rates were last reviewed on 23 August 2026. Past 42 days an amber warning appears automatically and cannot be dismissed.
- Your figures stay in your browser. Income, age and property price are never written to any database.